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What you have just seen are some "eye-openers" about how everything changes when we take a holistic look at the future, and consider how financial planning can be changed by including the effects of a heavily indebted government and aging society.
National debts have been reduced many times in many nations ─ and each time the lives of the citizens have changed. The "eye-opener" linked here reviews four traditional methods that can each change your daily life, and explores how governments use your personal savings to pay down their debts in a manner which is invisible to almost all voters.
A routine retirement planning mistake can be found when we look at the way most retirement calculators treat the decision about what age to begin collecting Social Security benefits. Seemingly precise and authoritative calculations are made based on scheduled benefits – but even the government says the scheduled benefits will likely not be paid in full. When we take a holistic look which includes the depletion of the Trust Funds, as well as inflation and the linkage with Medicare premiums, then the decision on what age to begin collecting Social Security can turn upside down, as explored here.
Another "eye-opener" tutorial is linked here, and it shows a quite different redistribution of wealth, which is how governments use inflation and the tax code to take wealth from unsuspecting precious metals investors, so that the higher inflation goes, and the higher precious metals prices climb - the more of the investor's net worth ends up with the government.
If you find these "eye-openers" to be interesting and useful, there is an entire free book of them available here, including many that are only in the book. The advantage to the book is that the tutorials can build on each other, so that in combination we can find ways of defending ourselves, and even learn how to position ourselves to benefit from the hidden redistributions of wealth.