We live in a world where many interest rates are near (or below) zero, where nations seem impossibly far in debt, and where pervasive government interventions create sky-high stock and bond prices that seem disconnected from the underlying troubled economies and global risks.
Yet, few people have the specific training to fully understand this strange new financial world of 2016, and how it changes their own lives and decisions.
Chartered Financial Analyst Daniel Amerman has created a series of financial education videos and text tutorials that help close the gap and deliver the needed knowledge in a readily understandable form.
Topics covered in the free educational materials include:
1. The conflict of interest between a government trying to hold down interest costs and savers who need higher interest rates to build wealth, and why a $19 trillion national debt may reduce retirement account earnings and retiree standards of living for decades. (Watch or read)
2. How even very low rates of inflation create hidden taxes that can effectively consume all real earnings for precious metals, stock and bond investors - but in a form that never appears on a tax return, and is not understood by the general public. (Watch or read)
3. The four historical methods that governments use to reduce outsized national debts, and how they can all change each of our lives - while turning upside down many of the usual assumptions about retirement investments and long term financial planning. (Read)
4. How the new financial rescue method of "bail-ins" which has been adopted in the 2010s by the G-20 nations (including the United States) thoroughly changes the rules and risks for savers and investors, with particular concerns for retirees relying on pensions as well as retirement investors. (Watch or read)
5. How to make Social Security decisions that take into account not only the government schedules, but also inflation, the impact on Medicare, and most importantly - what happens to benefits when the Trust Funds are depleted. (Read)
6. Gold and housing are each tangible assets that move in quite different cycles. By studying the long term relationship between these two assets, can we gain insights into relative value & risks? (Read)
7. To understand where stocks can go in the future, it helps to better understand how stocks really worked in the past. The possibility of Dow 36,000 may sound alluring for investors, but that isn't necessarily the case, as we explore in this historical review of how 70% of stock investor wealth was annihilated - without most investors ever realizing what had happened to them. (Read)
Other Recent Articles & Videos
Ongoing articles and commentary about current financial developments are sent directly to subscribers (subscription is free, and is included with the free book). A sampling of some recent articles can be found below.