Analysis Matrix: The Personal Challenges Created By The National Debt
By Daniel R. Amerman, CFA
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As is shown in the first row of the matrix (the analyses are linked below), the sheer size of the United States national debt creates major challenges when it comes to interest rates, inflation, financial stability and the ability to make Social Security and Medicare payments in full.
As is examined in the second row of analyses in the matrix, each of those national challenges can directly translate to life-changing personal challenges as well.
Everything is interrelated, and the nation's financial problems are all too likely to create corresponding financial challenges for savers and retirees - whether they see the mechanisms for the transmission from the nation to individuals or not. Which creates major incentives to make retirement and other financial plans that are aligned with this environment - rather than ignoring it.
A1 Analyses: A Heavily Indebted Nation Needs Low Interest Rates
How Planned Fed Rate Increases Impact The National Debt & Deficits
Does The National Debt Supercycle Override The Normal Interest Rate Cycle?
A2 Analyses: The Personal Impact Of Low Interest Rates
Five Graphs That Explain How The Fed Creates Extreme Investment Price Movements
Can A Nation $20 Trillion In Debt Afford Higher Interest Rates & Will This Change Our Retirements?
How The National Debt, Interest Rates, & Inflation Can Change Investment Outcomes (Series Overview)
Individual Financial Decisions & The Investment Implications Matrix
How Do Low Rates & Inflation Work Together To Challenge The Foundations Of Retirement Investing?
B1 Analyses: A Heavily Indebted Nation Needs Higher Inflation
Higher Interest Rates May Force Higher Inflation Rates
B2 Analyses: The Personal Impact Of Higher Inflation
The Profoundly Personal Impact Of The National Debt On Our Retirements
C1 Analyses: A Heavily Indebted Nation Has Less Money To Pay Social Security
Two Sets Of Books & The $5 Trillion Perfect Crime
The Imminent Multi-Trillion Dollar Surge In Social Security & Medicare Costs
C2 Analyses: The Personal Impact Of The Squeeze On Social Security & Medicare
Making Optimal Social Security Claiming Decisions
Social Security & Medicare For Individuals Analysis Series
Game Theory & Retirement Choices - Should You Get Yours, Before Everyone Else Tries To Get Theirs?
The Social Security Inflation Lag Calendar - Partial Indexing Part 1
Out Of Money By December 12th - Social Security Partial Inflation Indexing Part 2
D1 Analysis: A Heavily Indebted Nation Has A Greater Chance Of Crisis
Analysis Series: Crisis & The Containment Of Crisis
The ABCs Of Popping A Third Asset Bubble
Bubbly Assets & Bumbling Surgeons
How The National Debt & Surging Benefits Will Transform Retirement Planning
D2 Analyses: The Personal Impact Of Potential Crises
Does The Containment Of Crisis Create Record Investor Wealth?
Pension Shortfalls Could Be 4X To 7X Greater Than Reported
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