Our future will include major new retirement and investment challenges. This will be true not just for society, but also for each one of us on a very personal basis. Some people would rather not think about it - and they will therefore likely be surprised by a series of events that could end up defining their day to day lives over many years, when the future does indeed turn out to be quite different from the past.

Other people will choose to look reality straight in the eye, and will seek to learn about the personal impact of the coming challenges in advance, even as they search for their personal solutions. The six analyses below were written for those who want the best understanding they can get today of the coming challenges and opportunities which are likely to be faced by each of us as individuals.

Using A Matrix Framework To Identify Cyclical Investment Risks & Opportunities

Making Optimal Social Security Claiming Decisions, A Four Stage Analysis

Five Graphs That Explain How The Fed Creates Extreme Investment Price Movements

How The Rapid Growth Of The Federal Debt Will Reduce Retirement Interest Income

How Social Security Means Testing Could Impact IRA & 401(k) Retirement Account Decisions

How Medicare Part B Premiums Can Effectively Cripple Social Security Inflation Indexing

Recent Analyses

Ongoing articles and commentary about current financial developments are sent directly to subscribers (subscription is free, and is included with the free book).  A sampling of some recent articles can be found below.

Stacking The Next QE On Top Of A $4 Trillion Fed Floor

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A New Great Recession, Once Every Five Years

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Will The 35th Recession Bring A Swift Return To Zero Percent Interest Rates?

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Will A 35th Iteration Of This Night & Day Cycle Change Your Retirement?

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Using The Red/Black Matrix To Identify Investment Risks & Opportunities

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The Plunge Protection Team, The Fed & The Investor Costs

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Three Beautiful Arbitrages (Why Yield Curve Inversions Happen)

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OECD Recommends Potential Major National Debt Increases: The Impact On Retirement

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How "Free Money" Helped Create Sizzling Housing & REIT Gains In Recent Years

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The Cycle That Has Been Saving Home Buyers $3,000 Per Year - Just Ran Out Of Fuel

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Loss Of Yield Curve "Shock Absorber" Could Mean A Rough Ride Ahead For Markets & Housing

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Financial Sense Podcast Interview On The Loss Of The Yield Curve "Shock Absorber"

Audio Link Here

The Sixth Graph - The Multiplication Of Wealth

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Using The Five Graphs To See The 1-2-3 Cycle Of Exaggerated Profits & Losses

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Five Graphs That Explain How The Fed Creates Extreme Real Estate Price Movements

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Will The Federal Reserve Create Two Major Investment Arbitrage Cycles?

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Is Traditional Financial Planning Blind To The New Sources Of Profits?

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A Model That Better Fits The Data

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A Remarkably Accurate Warning Indicator For Economic & Market Peril

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Does The Containment Of Crisis Create Record Investor Wealth?

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A Continuous Cycle Of Crisis & The Containment Of Crisis

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Binary Risk & The Italian Tempest

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Individual Financial Decisions & The Investment Implications Matrix

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Increasing The National Debt By $6 Trillion In One Committee Meeting

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Bubbly Assets & Bumbling Surgeons

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The Interest Rates Needed To Fund A Government With A Voracious Need For Cash - Early Problems Appear

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The ABCs Of Popping A Third Asset Bubble

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The Wealth Machine That Rising Interest Rates Create & The Conflict With The National Debt (Part 2)

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Financial Sense Podcast Interview On The Fed Increasing Interest Rates

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The Potential $54 Trillion Cost Of The Fed's Planned Interest Rate Increases

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Macroeconomic Model Notes & Methodology

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How Inflation Reduces The Real Value Of Social Security Net Of Medicare Premiums (Part 6)

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Using Personal Math Instead Of Abstract Theory To Make Better Retirement Decisions (Social Security Debate)

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Medicare Premiums Are A Shared Pool - Eight Coming Changes That Will Transform Retirement (Social Security Indexing Part 5)

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The Critical Impact Of Medicare Premiums On Social Security Inflation Indexing (Part 4)

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Out Of Money By November 29th - Social Security Indexing Part 3

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Out Of Money By December 12th - Social Security Partial Inflation Indexing Part 2

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The Social Security Inflation Lag Calendar - Partial Indexing Part 1

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Predicting Dow One Million - Was Warren Buffett Being Bold Or Overly Cautious?

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The Profoundly Personal Impact Of The National Debt On Our Retirements

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Higher Interest Rates May Force Higher Inflation Rates

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The True Cost Of The National Debt For Retirees - 26 Years Of Lost Safety For Social Security & Medicare

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How Planned Fed Rate Increases Impact The National Debt & Deficits

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Is Gold "Perfect Money" - Or An Investment Driven By Supply & Demand? (Stage Three Analysis)

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Gold & Inflation (Stage Two Analysis)

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Gold, Inflation & The Missing 27% (Stage One Analysis)

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Two Sets Of Books & The $5 Trillion Perfect Crime

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How The National Debt & Surging Benefits Will Transform Retirement Planning

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The Imminent Multi-Trillion Dollar Surge In Social Security & Medicare Costs

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Pension Shortfalls Could Be 4X To 7X Greater Than Reported

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Gold To Housing Ratio Analysis Update

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Does The National Debt Supercycle Override The Normal Interest Rate Cycle?

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The National Debt Is The Security For Social Security - And Why That Matters

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Game Theory & Retirement Choices - Should You Get Yours, Before Everyone Else Tries To Get Theirs?

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Are Roth IRA Owners Likely To Be Subject To Double Taxation?

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